Real Results Through Bespoke Financing Solutions

Explore how Review Financials has empowered clients with tailored financial solutions while ensuring complete discretion.

Case Studies Reflecting Our Expertise

At Review Financials, client confidentiality is paramount. While the case studies presented here are hypothetical in nature, they are built on real-world financial scenarios that closely reflect the types of bespoke solutions we provide.

These case studies demonstrate how we have helped High Net Worth Individuals (HNWIs), entrepreneurs, and businesses leverage their assets for strategic liquidity while maintaining privacy, financial control, and market stability.

Each scenario showcases:
– The challenge the client faced – liquidity needs, asset retention, or strategic investments.
– How Review Financials provided a tailored solution – securing optimal financing while mitigating risk.
– The successful outcome – ensuring the client’s financial objectives were met efficiently.

Why This Matters:

By exploring these case studies, you’ll gain a clear understanding of how alternative financing solutions can be structured to fit your unique financial goals.

Explore the success stories below and see how our expertise can help unlock financial opportunities for you.

Case Study Examples

Each case study showcases how Review Financials has helped clients access liquidity through bespoke financing solutions, ensuring discretion, market stability, and financial control:

Stock-Backed Loan for Business Acquisition

Finance Type: Non-Recourse Stock-Backed Loan

Loan Amount: $9M

LTV Ratio: 75%

Term Length: 5 years

Client Location: UK

Collateral: Shares listed on the London Stock Exchange (LSE)

Scenario:

A successful entrepreneur faced a critical deadline to complete a strategic business or real estate acquisition. The deal required a significant amount of liquidity within a short timeframe, and traditional lenders were the client’s initial consideration.

However, the only financing option presented by his bank was a cross-collateralised loan, which would have required him to secure the loan not only against his publicly traded stock but also against one of his business properties. This structure was not ideal, as it would have:
– Increased risk exposure by tying up multiple assets.
– Restricted business flexibility due to encumbrances on operational properties.
– Created potential tax implications due to the loan structure.

Recognising these limitations, the client sought an alternative financing solution that would allow him to secure the required funds without jeopardising his business assets or credit position.

Solution:

Review Financials stepped in and structured a non-recourse stock-backed finance solution, enabling the client to raise capital using only his publicly traded stock as collateral, without the need to pledge any additional assets.

This bespoke financing structure provided key advantages:
– No Additional Collateral Required – The loan was secured exclusively against the stock, allowing the client to keep his business property unencumbered.
– Non-Recourse Structure – The financing arrangement ensured that in the event of a market downturn, the client would not be personally liable beyond the pledged stock.
– Efficient Execution – The loan was arranged quickly to meet the transaction deadline, preventing the client from missing out on the investment opportunity.
– Preserved Credit & Tax Status – The structure enabled the client to access liquidity without triggering a taxable event, as no stock liquidation was required.

Outcome:

With Review Financials’ expertise, the client successfully raised $9M in liquidity, ensuring the business acquisition was completed on time, without compromising his credit rating, business assets, or tax position.

By structuring a non-recourse stock-backed loan, the client:
– Retained full ownership of his stock portfolio while securing the acquisition.
– Avoided cross-collateralisation, keeping business assets unencumbered.
– Executed the transaction efficiently, ensuring access to funds within the required timeframe.
– Preserved financial flexibility, protecting his tax position by avoiding a taxable event.

This bespoke financing solution allowed the client to complete the business acquisition without disrupting existing investments or taking on unnecessary financial risk.

Review Financials’ Role:

– Delivered a non-recourse financing solution that eliminated the need for additional collateral.
– Worked with a specialist lender to secure a competitive loan structure with favourable terms.
– Ensured fast execution to meet the client’s transaction deadline.
– Protected the client’s financial interests by preserving his assets, credit, and tax status.

Stock-Backed Loan for Real Estate Acquisition

Finance Type: Non-Recourse Stock-Backed Loan

Loan Amount: $25M

LTV Ratio: 70%

Term Length: 6 years

Client Location: Turkey

Collateral: Shares listed on the Istanbul Stock Exchange (ISE)

Scenario:

A high-net-worth investor was in the final stages of acquiring a prime real estate asset in a sought-after location. However, the transaction required significant liquidity within a strict deadline, and traditional financing was proving to be a challenge.

The client’s bank offered a real estate-backed loan, but it required both stock and property as collateral, which posed several drawbacks:
– Increased exposure by leveraging multiple assets for a single loan.
– Tied up property assets, reducing flexibility for future investments.
– Potential tax implications due to complex lending terms.

To avoid these issues, the client sought a more strategic financing solution that would allow him to raise the necessary capital while maintaining full control over his real estate holdings.

Solution:

Review Financials structured a non-recourse stock-backed finance solution, allowing the client to raise capital using only their publicly traded stock, without involving any real estate assets.

This bespoke financing structure provided key advantages:
– No Additional Collateral Required – The loan was secured exclusively against the stock, ensuring the client’s real estate remained free of encumbrances.
– Non-Recourse Structure – The client was not personally liable beyond the pledged stock, providing a risk-controlled financing option.
– Efficient Execution – The financing was arranged swiftly, ensuring the property acquisition was completed within the deadline.
– Preserved Credit & Tax Status – As no stock liquidation was required, the client avoided capital gains tax liabilities, ensuring financial efficiency.

Outcome:

With Review Financials’ expertise, the client successfully secured the $25M loan in time to complete the real estate acquisition without needing to sell shares or use property as collateral.

By leveraging a non-recourse stock-backed financing solution, the client:
– Retained full ownership of both the acquired property and their stock portfolio.
– Avoided capital gains tax, ensuring financial efficiency.
– Maintained financial flexibility, keeping real estate assets unencumbered.

This bespoke financing solution allowed the client to expand their real estate holdings strategically while protecting their investment portfolio.

Review Financials’ Role:

– Structured a non-recourse stock-backed loan, eliminating the need to pledge real estate as collateral.
– Secured a high LTV (70%) with competitive terms, ensuring the client could access the necessary funds.
– Worked with a trusted financial partner to facilitate a fast and seamless approval process.
– Protected the client’s financial standing, preserving both their real estate assets and investment portfolio.

Crypto-Backed Loan for Luxury Yacht Purchase

Loan Type: Non-Recourse Crypto-Backed Loan

Loan Amount: $12M

LTV Ratio: 80%

Term Length: 3 years

Client Location: USA

Collateral: Mid-Cap Cryptocurrency listed on all major exchanges

Scenario:

A crypto-affluent investor sought financing to acquire a luxury yacht but wanted to retain ownership of their crypto holdings. The client was anticipating strong market growth, making liquidation an unattractive option.

Traditional lenders were reluctant to accept crypto as collateral, and the few banks that did offer crypto-backed loans required:
– Additional collateral in fiat or real estate, limiting financial flexibility.
– High interest rates due to the perceived risk of crypto volatility.
– Complex approval processes, delaying access to funds.

Seeking a fast, efficient, and crypto-friendly financing solution, the client turned to Review Financials.

Solution:

Review Financials structured a crypto-backed loan, enabling the client to access liquidity using only their Bitcoin and Ethereum holdings, without selling any assets.

This bespoke financing structure provided key advantages:
– No Asset Liquidation Required – The client retained full ownership of their crypto portfolio, allowing them to benefit from future market appreciation.
– Competitive Loan-to-Value (LTV) Terms – The structure provided optimal leverage on crypto holdings, ensuring sufficient liquidity for the yacht purchase.
– Rapid Execution – The financing was processed quickly, securing the funds in time to finalise the yacht acquisition.
– No Taxable Event – As no crypto was sold, the client avoided capital gains tax, preserving their overall wealth strategy.

Outcome:

With Review Financials’ expertise, the client successfully accessed $12M in liquidity without liquidating their mid-cap cryptocurrency holdings.

By structuring a crypto-backed loan, the client:
– Retained full exposure to crypto market growth while securing the yacht.
– Avoided triggering a taxable event, preserving their financial standing.
– Executed the transaction seamlessly, ensuring the yacht purchase was completed on time.

This strategic financing approach enabled the client to acquire a high-value asset while benefiting from the potential appreciation of their cryptocurrency portfolio.

Review Financials’ Role:

– Designed a crypto-backed loan structure that enabled the client to leverage digital assets without liquidation.
– Arranged an 80% LTV loan, providing optimal liquidity while maintaining market exposure.
– Partnered with a specialist crypto lender to secure the best possible terms for the client.
– Executed the loan quickly, ensuring the yacht purchase was completed on time without delays.

Crypto-Backed Loan for Crypto Developer Expansion

Finance Type: Non-Recourse Crypto-Backed Loan

Loan Amount: $5M

LTV Ratio: 85%

Term Length: 3 years

Client Location: UAE

Collateral: Small Cap Crypto listed on some major Exchanges

Scenario:

A blockchain entrepreneur needed to raise capital for expanding their crypto company, scaling operations, and hiring new talent. The project had strong investor backing, but most of the company’s liquidity was tied up in crypto assets.

Selling crypto to fund expansion would have resulted in:
– A taxable event, reducing overall financial efficiency.
– A loss of control over token holdings, affecting project valuation.
– Market perception concerns, as large sales could negatively impact token price.

The entrepreneur required a non-dilutive financing solution that allowed them to retain control over their assets while securing growth capital.

Solution:

Review Financials structured a crypto-backed financing solution, allowing the entrepreneur to raise capital while retaining full ownership of their company’s crypto holdings.

This bespoke financing structure provided key advantages:
– Non-Dilutive Financing – The client secured funding without selling company tokens, preserving their stake and maintaining market stability.
– Flexible Repayment Terms – The loan was structured to align with the company’s expansion plans, ensuring strategic financial management.
– Fast & Secure Execution – Funding was delivered swiftly and efficiently, providing the liquidity needed to scale operations and hire new talent.
– No Tax Implications – As no crypto liquidation occurred, the client avoided capital gains tax, ensuring long-term financial efficiency.

Outcome:

With Review Financials’ expertise, the crypto entrepreneur successfully raised $5M in funding, enabling them to scale their blockchain project without selling their small-cap crypto holdings.

By leveraging a non-recourse crypto-backed loan, the client:
– Secured expansion capital without diluting ownership or disrupting token valuation.
– Avoided forced liquidation, ensuring long-term control over their assets.
– Streamlined the funding process, allowing them to focus on business growth.

This financing solution positioned the company for further expansion, increased hiring, and new product development, all while preserving its strategic market position.

Review Financials’ Role:

– Developed a non-recourse crypto-backed financing solution, preserving the client’s token holdings.
– Worked with a crypto-friendly financial partner to structure a loan with flexible repayment terms.
– Secured an 85% LTV, ensuring the client could raise capital without diluting ownership.
– Streamlined the funding process, allowing the entrepreneur to focus on scaling the business.

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Confidentiality, Expertise, and Results

Bespoke financing solutions backed by experience and a global network

At Review Financials, we understand that high-value financial transactions require precision, efficiency, and discretion. Whether you’re looking to unlock liquidity, fund new investments, or protect your assets, our tailored financing solutions ensure that your wealth works for you, on your terms.

We work exclusively with High Net Worth Individuals (HNWIs), entrepreneurs, and businesses to structure financing that preserves financial control, protects credit standing, and ensures tax efficiency.

Why Choose Us

Access bespoke lending solutions, a global financial network, and seamless execution, all with complete discretion:

Bespoke Solutions

Tailored financial structures designed to meet the unique needs of HNWIs, entrepreneurs, and businesses.
Flexible financing options that adapt to your investment strategies.
Non-recourse lending structures that protect assets and minimise risk.

Discretion & Privacy

We prioritise confidentiality, ensuring that your financial transactions remain private and secure.
No impact on public records or credit rating.
Strict compliance with confidentiality agreements.

Global Network

Access to a world-class network of private lenders and financial institutions.
Competitive lending terms through trusted financial partners.
Specialist lenders in stock-backed and crypto-backed financing.

Fast & Efficient Execution

When timing is critical, we deliver. Our streamlined process ensures rapid access to liquidity.
Expedited approval processes to meet transaction deadlines.
Seamless execution with minimal administrative burden.

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